FINANCING SOLUTIONS
What’s next for your business or property?
Your financing should support what you want to accomplish. Alliance helps business owners and commercial real estate investors nationwide prepare stronger requests, compare suitable lenders and loan structures, and manage the process through closing.
Explore by borrowing need
Working Capital
Growing sales should not leave you struggling to cover payroll, inventory, or everyday expenses. Explore working capital financing aligned with when your business pays out cash and collects it.
Explore ↗Equipment & CapEx
Outdated equipment or limited capacity should not keep your business from taking the next step. Explore equipment financing and capital expenditure funding while preserving cash for operations.
Explore ↗Commercial Real Estate
A property opportunity or approaching maturity brings deadlines you cannot ignore. Explore financing for commercial property purchases, refinancing, improvements, and investment plans.
Explore ↗Business Acquisition
You have found a business worth buying. Financing should account for the purchase and the cash needed to operate afterward. Alliance helps you evaluate the full acquisition funding need.
Explore ↗Partner Buyout / Ownership Transition
An ownership change should leave the business prepared for its next chapter. Explore partner buyout and succession financing aligned with the company’s cash flow and ongoing needs.
Explore ↗Expansion & Growth
New contracts, locations, and customers bring opportunity, but expenses often arrive before revenue. Explore growth financing built around the cash your expansion needs.
Explore ↗Debt Refinance & Restructuring
An approaching maturity or debt payments putting pressure on cash flow demand a clear plan. Explore refinancing and restructuring options aligned with your business or property goals.
Explore ↗Construction
Your project needs financing aligned with its budget, schedule, and completion plan. Address construction funding requirements early so avoidable financing issues do not hold up the work.
Explore ↗Compare financing sources
The right financing strategy starts with the borrower, not the loan product.
Banks, government-backed programs, private lenders, and specialty finance providers approach requests differently. Alliance helps evaluate which sources and structures fit your financing need.
Conventional Bank Financing
Banks typically pair a financing request with a full review of cash flow, collateral, liquidity and the guarantor. Terms depend on the transaction and the lender.
Explore ↗Government-Guaranteed Financing
A government guarantee can help a participating lender support a transaction that needs a different risk structure. The lender still underwrites the request, and program rules change.
Explore ↗Private Market Debt
Non-bank lenders may underwrite a transaction with a different view of collateral, cash flow, speed or a defined transition plan.
Explore ↗Asset-Based & Specialty Financing
These facilities put more weight on identified assets, contracts or receivables and how they convert to cash.
Explore ↗| Source | Typical fit and uses | Underwriting focus | Tradeoff to review |
|---|---|---|---|
| Conventional bank | Established cash flow; business or property finance | Cash flow, DSCR, leverage and liquidity | Covenants and documentation |
| Government-guaranteed | Eligible borrower and program use | Repayment and program eligibility | Eligibility and added steps |
| Private market debt | Transitional or specialized request | Value, cash flow or defined exit | Pricing, guarantees and exit terms |
| Asset-based / specialty | Identifiable receivables, inventory or equipment | Asset eligibility and collections | Monitoring and concentration limits |
LET’S TALK
Your next step starts with a conversation.
Tell us what’s holding up your financing and what you want to accomplish. We’ll discuss your options and how Alliance would help you move forward.