Property income
Gather current rent roll, material leases and historical operating statements; identify vacancies and upcoming expirations.
GUIDE & CHECKLIST
Commercial Real Estate Financing Checklist
A property request combines borrower credit with real estate income, value and condition.
Why this matters
Property financing depends on both the real estate and the borrower. Organize property income, value, condition and transaction details before lender review.
Work through the details
Transaction and capital
Document purchase terms or existing payoff, proposed equity, renovation budget and intended hold or exit.
Diligence and sponsor
Identify taxes, insurance, title, environmental and appraisal items that may be requested, plus sponsor liquidity and experience.
Preparation checklist
- Rent roll, leases and historical property operating statements
- Property tax, insurance and repair information
- Appraisal, title and environmental items as requested
- Borrower liquidity and the proposed hold or exit plan
Questions that can slow a request
Income assumptions
Projected rents may not match lease terms or recent collections.
Late third-party findings
Appraisal, title, environmental or insurance issues can alter proceeds or closing timing.
How Alliance helps
A property deadline leaves little room for late questions about leases, value, or equity. Alliance reviews the property and sponsor together, identifies likely diligence gaps, and compares structures against your investment plan. You know which items need attention before they threaten the closing schedule.
Related financing needs
Commercial Real Estate
A property opportunity or approaching maturity brings deadlines you cannot ignore. Explore financing for commercial property purchases, refinancing, improvements, and investment plans.
Explore ↗Construction
Your project needs financing aligned with its budget, schedule, and completion plan. Address construction funding requirements early so avoidable financing issues do not hold up the work.
Explore ↗Keep learning
Educational guidance only. Requirements and calculations depend on the lender, program and transaction; this is not an approval or a lender-specific checklist.
LET’S TALK
Want to discuss your financing request?
Alliance can help identify the questions and documents that matter for your situation.